Pre-existing problems are the bane of the insurance world.
When you apply for new insurance, they ask all those questions and query all your old docs. The they send in the information without telling you the content.
The, a policy is issued and you get sick. You pull out your insurance card and get care. But int he american system you then get the bills which are on "hold" until they gather enough information to try and deny your claim for "pre-existing conditions".
One of the problems with our present system is the handling of pre-existing conditions.
When we lose a job and thus insurance, the insurance is supposed to be portable, via HIPAA.
And, COBRA has allowed us to pay for this at full rate. But pre-existing conditions often account for denial initially.
Download Pre-existing Conditions-81409
How to fix? maybe price in from the beginning
Download Pre-existing Conditions-81409